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Another important factor when playing baccarat is understanding the odds of each bet. The Banker bet has a payout ratio of 1:1, but the house will take a commission from your winnings (usually 5%). The Player bet also has a payout ratio of 1:1 but does not charge a commission. The Tie bet usually has a very high payout ratio, from 8:1 to 9:1, however, the winning rate of this bet is very low, so most players avoid betting on the Tie bet.